Texas Automobile Insurance Plan Association
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Created by statute · Chapter 2151, Texas Insurance Code

Required auto liability insurance, available to every eligible Texan.

The Texas Automobile Insurance Plan Association assigns eligible applicants to member insurance companies — making the liability coverage required by the Texas Motor Vehicle Safety Responsibility Act available statewide.

Find an Agent Enter EASi How TAIPA Works
30/60/25Minimum liability limits available
All licensedTexas auto insurers are TAIPA members
EquitableApplications assigned fairly to member companies
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Official Notices
Nov 1, 2026: TAIPA rate changes take effect — Commissioner's Order No. B-0005-26 Address update: Applications now go to 805 Las Cimas Parkway, Suite 210, Austin, TX 78746 May 4, 2026: EASi access redirects to the new AIPSO Producer Portal Dec 31, 2025: Annual membership fee & assessment invoices issued Oct 1, 2026: Updated TAIPA Rules & Rating Manual available
Start here

What can we help you do today?

Choose the path that fits you — applicant, certified producer, or member company.

One page, start to finish

How the TAIPA application process works

Only minimum liability limits are available through TAIPA. Physical damage coverage is not available.

01

Apply through a certified producer

See an insurance agent and ask if they are certified through TAIPA. Eligibility requires rejection by two companies within the last 60 days.

02

Submitted through EASi

Certified producers submit Private Passenger or Commercial/Public applications for their applicants using the EASi website.

03

Mailed & assigned

The producer mails the signed application and down payment to TAIPA within one business day. TAIPA processes it and assigns it to a company.

04

Company services the policy

The assigned company handles everything from that point — policy issuance, billing and payments, renewals, and commissions.

Coverage & limits

Only minimum limits are available through TAIPA

TAIPA exists to make the auto bodily injury and property damage liability insurance required by the Texas Motor Vehicle Safety Responsibility Act available to eligible applicants — no more, no less.

Physical damage coverage is not available through TAIPA. Once assigned, your insurer or producer handles all policy questions.
0per person / accidentBodily injury — up to $30,000 for each injured person.
0per accidentBodily injury — a total of $60,000 per accident.
0per accidentProperty damage — $25,000 per accident.
Agent search

Find a certified producer near you

To apply for insurance through TAIPA, see an insurance agent. Ask if they are already certified through TAIPA — if not, they can choose to become certified in order to complete your application.

Search by city or ZIP code

Search our directory of certified producers — live from the TAIPA database.

Tip: results open on taipa.org's live agent directory.

Find a form

The forms you need, one click away

Complaint forms, producer forms, and company forms — all hosted on taipa.org.

Company Performance ComplaintPDF · Complaint forms Producer Performance ComplaintPDF · Complaint forms Producer Certification ApplicationPDF · Forms for producers EASi Retraction FormPage · Forms for producers Policy Change FormPDF · Send to assigned company, not TAIPA Premium Finance FormPDF · Forms for producers 2025 Questionnaire — Public & States LicensedPDF · Forms for companies Company Address Change FormPDF · Forms for companies
Find a document

Manuals, rules & official records

Rules & Rating Manual Plan of Operation Governing Committee agendas Violations listing & company info
Governing committee

The people who govern TAIPA

The Association is governed by Chapter 2151, Texas Insurance Code, and its Plan of Operation, approved by the Commissioner of Insurance.

Insurer members

David WeberHochheim Prairie Insurance · NAMICChair
John LusardiAllstate1st Vice Chair
Betsy BlairAustin, TX2nd Vice Chair
Adam PaytonSan Antonio, TXSecretary
Matthew SnyderFarmers Insurance Group of CompaniesImmediate Past Chair
Jerry AchatzUnited Services Automobile Association
Kacey DiedeState Farm Insurance Company
Ed MurphyLiberty Mutual Insurance
Michael BurkeThe Travelers Companies, Inc. · APCIA
Adam HallTexas Farm Bureau Casualty Ins. Co.'s. · AFACT

Public members

Becky JacksonAustin, TX
David NardecchiaDriftwood, TX
Betsy BlairAustin, TX
2 Open PositionsPublic member seats

Producer members

Adam PaytonSan Antonio, TX
Abraham PadronMcAllen, TX
Stay informed

Official notices

Rate changes, manual revisions, and other important announcements.

TAIPA Rate Changes — Private Passenger & Commercial Automobile

The Texas Department of Insurance has approved changes in TAIPA rates by Commissioner's Order No. B-0005-26 (Bulletin dated June 22, 2026). The updated TAIPA Rules and Rating Manual will be available on our website October 1, 2026.

TDI Bulletin
New AIPSO Producer Portal

Producers began receiving invitations to the new AIPSO Producer Portal in April 2026. The portal URL is not changing; existing EASi access automatically redirects to the new portal beginning 05/04/2026.

MFA Instructions
Updated Mailing Address for TAIPA Applications

PO Box #149144, Austin, TX 78714-9144 is no longer valid. Effective immediately, use: Texas Automobile Insurance Plan Association, 805 Las Cimas Parkway, Las Cimas III, Suite 210, Austin, TX 78746.

Contact Us
Annual Membership Fee & Assessment Invoices

Invoices to cover the cost of administration were sent December 31, 2025. Payment is due February 1, 2026; penalty fees apply and accrue after February 1st. Address changes are accepted only on the Company Address Change Form.

Address Form
Get educated

Frequently asked questions

TAIPA eligibility requirements state that you must have been rejected for insurance by two companies within the last 60 days. To talk to an agent about a TAIPA application, ask if they are already certified through TAIPA.
Only minimum limits are available through TAIPA — currently 30/60/25: $30,000 for each injured person, up to $60,000 total per accident, and $25,000 for property damage per accident. Physical damage coverage is not available.
See an insurance agent and ask them to complete an application for you. A certified producer submits it through the EASi website, then mails the signed application to TAIPA within one business day along with the down payment.
The assigned company handles everything related to the policy from that point — policy issuance, billing and payments, renewals, and commissions. Once assigned, contact the insurer or your producer with any questions.
Producers complete the Producer Certification Program. New and existing producers may also request training sessions at the TAIPA office, and all producer forms are in the forms section below.
Rates are approved by the Texas Department of Insurance by Commissioner's Order. Current changes are effective November 1, 2026 under Commissioner's Bulletin B-0005-26. Subscribe below to receive updates on rate changes and manual revisions.
TAIPA subscriptions

Never miss a rate change or manual revision

Join our mailing list to receive updates on rate changes, manual revisions, and other important notices — straight from TAIPA.